Healthcare Education Loan Repayment Program (HELP) – AHEC Program

The Hawai‘i/Pacific Basin Area Health Education Center is pleased to announce the Healthcare Education Loan Repayment Program (HELP), funded by the Hawai‘i State Legislature. HELP provides qualified educational loan debt repayment to health professionals licensed, or otherwise certified, to practice in and provide care to patients in Hawai‘i. The Internal Revenue Service defines Qualified Educational Loans under 26 USC 221(d)(1). The State expects HELP to help improve the number of providers in medically underserved areas of Hawai‘i, as well as improve the recruitment and retention of healthcare workers caring for the people of Hawai‘i by lessening the burden of large educational debt.

Learn more about HELP

Hawaiʻi State Loan Repayment Program (HSLRP) – AHEC Program

The Hawaii State Loan Repayment Program (HSLRP) is a federal grant to pay off educational loans for primary care and behavioral health providers who care for patients at non-profit organizations in designated Health Professional Shortage Areas of Hawaii. It is designed to incentivize care in the areas of Hawaii where it is most needed.

All HSLRP sites are required to be public or nonprofit private entities located in and providing health services in HPSAs that see all patients regardless of their ability to pay.

Learn more about HSLRP

National Health Service Corps and Students to Service

Description: Licensed primary care clinicians in eligible disciplines can receive loan repayment assistance through the NHSC Loan Repayment Program (NHSC LRP).

In exchange for loan repayment, you serve at least two years of service at an NHSC-approved site in a Health Professional Shortage Area (HPSA) with a qualifying score.

 

 

Visit NHSC Website

Nurse Corps Loan Repayment Program

The purpose of the Nurse Corps Loan Repayment Program (Nurse Corps LRP) is to assist in the recruitment and retention of professional Registered Nurses (RNs), including Advanced Practice Registered Nurses (APRNs), dedicated to working in health care facilities with a critical shortage of nurses or working as nurse faculty in eligible schools of nursing by decreasing the economic barriers associated with pursuing careers at such Critical Shortage Facilities (CSFs) or in academic nursing. In return for a commitment to work at eligible health care facilities with a critical shortage of nurses or serve as nurse faculty in eligible schools of nursing, the Nurse Corps LRP will provide awarded individuals loan repayment assistance. Information Nurse Corps LRP applicants provide is used to evaluate their eligibility, qualifications, and suitability for participating in the Nurse Corps LRP. In addition, information from other sources is considered (e.g., credit bureau reports and National Practitioner Data Bank (NPDB) reports).

Visit NCLRP Website

Public Service Loan Forgiveness

The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer. If you are employed by a U.S. federal, state, local, or tribal government or not-for-profit organization, you might be eligible for the Public Service Loan Forgiveness Program. Keep reading to see whether you might qualify.

Visit PSLF Website

Specialty Education Loan Repayment Program (SELRP)

provides financial assistance to physicians in the form of a loan repayment to recent graduates of an accredited medical or osteopathic school, and are currently enrolled or matched to a residency identified as a shortage by the U.S. Department of Veterans Affairs (VA). The loan repayment is $40,000 a year with a maximum of $160,000. In return the recipient would agree to serve in a clinical practice at a VA facility for a period of 12 months for each $40,000 of loan repayment with a minimum of 24 months of obligated service.

Visit SELRP Website

VA Health Professional Scholarship Program

Provides financial assistance to students receiving education or training in a direct or indirect health-care
services discipline (Title 38 and Hybrid Title 38 occupations); and assists in providing an adequate supply of
such personnel for the Department of Veterans Affairs (VA). HPSP helps the Veterans Health Administration
(VHA) meet its need for qualified healthcare professionals for which recruitment or retention is difficult.
Each year the VA assesses the needs based off the annual workforce data. To see the specialties eligible for
scholarships see the HPSP portal listed below

Visit VA Careers Website

National Institute of Health Loan Repayment Program

The NIH Loan Repayment Programs (LRPs) are a set of programs established by Congress and designed to recruit and retain highly qualified health professionals into biomedical or biobehavioral research careers. The escalating costs of advanced education and training in medicine and clinical specialties are forcing some scientists to abandon their research careers for higher-paying private industry or private practice careers.

Visit NIH LRP Website